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Rates

Rates

Our current rates on a variety of products.

Personal and Auto Loan Rates

Rates accurate as of 03.28.2025

Loan Rates

Annual Percentage Rates (APRs) accurate as of 03.28.2025, and subject to change.

Auto Loans
Year Maximum Term APR* as low as ...
NEW 72 months 6.875%
2022-2024 60 months 7.00%
2019 - 2021 48 months 7.50%

* Auto Loan applicants must be at least 18 years of age. The APRs are accurate as of 03.28.2025 and based on vehicle year, automatic loan payments from an AMBank deposit account, and a 731 credit score. Your actual APR may vary based on the criteria mentioned. Examples: 

1. A $10,000 72 month auto loan on a 2025 vehicle year at a 6.875% APR would have 71 payments at $169.89 and a final payment of $169.77.
2. A $10,000 60 month auto loan on a 2024 vehicle year at a 7.00% APR would have 59 payments at $198.01 and a final payment of $198.05.
3. A $10,000 48 month auto loan on a 2021 vehicle year at a 7.50% APR would have 47 payments at $241.79 and a final payment of $241.68.

Offers subject to credit approval.

Unsecured Personal Loan
Term APR**** as low as ...
Max term 60 months 12.00%

****Loan applicants must be at least 18 years of age. APR is accurate as of 03.28.2025 and based on a 731 credit score. Other rates and terms available, some restrictions apply. Subject to credit approval. For example, a $5,000 loan at 12.00% APR would have 59 payments at $111.22 and a final payment of $111.44. 

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