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American Bank & Trust

Website Security and Cookie Policy

Website Security

In some instances, you may elect to send us information electronically via forms or email. Any information that you send us, is used internally by American Bank & Trust for the sole purpose of fulfilling the request or for contacting you per your request. Please avoid sending any personal information, such as account number, balance information or personal identification numbers over the Internet unless the web page is secure. This can be determined by the padlock that will be displayed in the lower right corner of the page or looking for "https" in your browser's address area. If a padlock is present or you see "https", the page is secure. This measure will protect you against the possibility of identity theft and fraud.

Children’s Privacy

From our web pages, we do not knowingly collect personal information from individuals under the age of 13. We request that such individuals do not provide personal information through our website.

For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC website: www.ftc.gov

Cookie Policy

American Bank & Trust understands that your privacy is important to you and we are committed to being transparent about the technology we use. This policy explains how and why we use cookies and other similar technologies. The Cookie Policy should be read together with our Privacy Policy and Terms & Conditions.

By continuing to browse or use our Sites, you agree that we can store and access Cookies and Other Tracking Technologies as described in this Cookie Policy.

What are Cookies and Other Tracking Technologies?

A cookie is a small text file that can be stored on and accessed from your device when you use or visit any website or app that posts a link to this Policy. Other tracking technologies work similarly to cookies and place small data files on your devices or monitor your website activity to enable us to collect information about how you use our sites.

How American Bank & Trust uses Cookies and Other Tracking Technologies?

The cookies and other tracking technologies allows our site to identify you and your interests, to remember your preferences, and to track your use of our site. This helps us to better understand how many people use our site.

American Bank & Trust may contract with third party service providers to track and analyze statistical usage and volume information from our site users. These help us improve user’s experience, manage site content, and analyze how users navigate and utilize our site. They may also send emails to users who have provided us with their contact information, to help measure and improve the effectiveness of our email communications, and/or to determine whether messages have been opened and links clicked on.

We use the following types of cookies and other tracking technologies:

Persistent Cookies are used to improve your experience of using our site. This includes recording your acceptance of our Cookie Policy to remove the cookie message which first appears when you use our site.

Session Cookies are temporary and deleted from your machine when your web browser closes. We use session Cookies to help us track internet usage as described above.

Web Beacons are graphic images (also referred to as “tracking pixels”) which may be placed on a website or in an email that alone or in conjunction with cookies compile information about your usage of or your interaction with American Bank & Trust’s website or email.

The data collected by our site and/or through cookies placed on your computer will not be kept for longer than necessary to fulfill the purposes mentioned below. In any event, such information will not be kept longer than one year.

Our Cookies are used for the following purposes:

Cookie Type

Purpose

Technical

These Cookies are necessary to allow us to operate our site so you may access them as you have requested. They include, but may not be limited to, Cookies that enable us to remember your previous actions within the same browsing session and secure our site.

Analytical/Performance

These Cookies are used by us or third party service providers to analyze how our site is used and how they are performing. For example, these Cookies track what pages are most frequently visited, and from where our visitors come from. If you subscribe to a newsletter or otherwise register with our site, these Cookies may be correlated to you. These Cookies include, for example, Google Analytics Cookies.

Functionality

These Cookies let us operate our site in accordance with the choices you make. These Cookies permit us to "remember" you in-between visits. For instance, we will recognize your user name and remember how you customized our site and services, for example by adjusting text size, fonts, and languages to provide you with the same customizations during future visits.

Third-Party Advertising

These Cookies collect information about your activities on these and other sites to provide you targeted advertising. We may also allow our third party service providers to use Cookies on our site for the same purposes identified above, including collecting information about your online activities over time. The third party service providers that generate these Cookies, such as, but not limited to Google, Linkedin, and Facebook, each having their own privacy policies, and may use their Cookies to target advertising to you on other websites, based on your visit to our site.

How do I refuse or withdraw my consent to the use of Cookies and Web Beacons?

Adjust your Internet browser settings on your device to reject all or some Cookies and to alert you when a Cookie is placed on your device. However, these settings may affect your abilities on our site. You may not be able to access or use certain parts or functionalities of our site.

If you want to remove previously-stored Cookies, you can manually delete the Cookies at any time. However, this will not prevent our site from placing further Cookies on your device unless and until you adjust your Internet browser setting as described above.

You may avoid web beacons by configuring your email program to disable the functionality that enables remote images to load and by refraining from clicking on any links in the email message.

Contact Us

If you have any other questions about our Cookie Policy, please contact us at:

American Bank & Trust
Attn: Back Office Support Services
4301 E 53rd Street
Davenport, IA 52807
563-441-6524

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