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Rates

Rates

Our current rates on a variety of products.

Home Loan Rates

Home Equity Loan (Fixed Rate)
Loan to Value APR* as low as ...
Less than 75% 8%
75.01% to 85% 8%
85.01% to 90% 8.50%

*Loan applicants must be at least 18 years of age. APRs are accurate as of 12.30.2024 and based on a 731 credit score. For example, with this criteria in mind, a $25,000 Home Equity Loan at 8.00% APR for 72 months would have 71 monthly payments of $438.35 and a final payment of $438.64. Example payments do not include amounts for taxes and insurance premiums, your payment obligation will be greater. Other rates and terms are available, some restrictions apply. Subject to credit approval.

Home Equity Line of Credit (Open-ended)
Loan to Value APR** as low as ...
Less than 75% 7.50%
75.01% to 85% 8%

**Loan applicants must be at least 18 years of age. APRs are accurate as of 12.30.2024 and based on a 731 credit score. Fees could range from $699.00 to $1,327.00. The rate is variable with a maximum APR of 18%. Property insurance is required. Subject to credit approval.

Owner Occupied Properties
(Purchase - Single Family)
Loan Type Rate APR*** Monthly Payment
(Principle and Interest only)
Application
15yr 6.375% 6.620% $1,296.38 Apply Now
30yr 6.375% 6.525% $935.80 Apply Now

***Payment does not include taxes and insurance. If included, payment will be higher. APRs are accurate as of 12.16.24. Loan applicants must be at least 18 years of age. Rates are based on a 740 credit score. $200,0000 purchase price with 25% down, loan amount $150,000. Homeowners insurance is required. Subject to credit approval. APR may increase after the consummation of the loan. Loans with lower down payment requirements are available. Rates and terms assume owner-occupied, single-family property for the loan amount. The home loan rates and terms listed here are examples only and are subject to change without notice. 15 and 30 Year Mortgage are Fixed Rates. Rates may vary due to subject property, loan characteristics, credit qualifications, and other factors. Taxes and insurance will increase the monthly payment amount.

Additional Loan Programs
Loan Type Rate Application
Iowa Finance Authority (IFA) View IFA Website Contact Us
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