Promotion Background

You Can Do More

Get answers, make financial plans, and see how change affects your bottom-line. Explore free online financial wellness!

Let's Go

Log In To Your Account


Download Our App

iOS

  • Personal
    Personal iOS
  • Business
    Business iOS

Android

  • Personal
    Personal Android
  • Business
    Business Android
close icon

Relationship Packaging

Relationship Packaging

The relationship begins with a Spend account (A.K.A. checking) and the perks only get better with every add-on service, tool or account.

Relationship Packages

It’s easier than it looks!

  1. Open a Spend account
  2. Get a debit card
  3. Add the savings, lending and convenience tools you need, and watch the perks add up!
Packages If you have ... Your perks are ...

Bronze
Spend with no monthly maintenance fees

  • No monthly maintenance fee on your checking account

Silver
Spend and Save to pay less

Gold
Spend, Save and/or Borrow for more!

  • A Spend account
  • Active debit card or credit card
  • AND one of the following:
    • Deposit balances >= to $25,0001
    • Combined consumer loan balances>= $10,0003
  • OR both of the following:
    • 5 or more ACH transactions (Debit or Credit)4
    • 10 or more debit card transactions (PIN/Sig) per month2

Platinum
The perks keep getting better and better!

  • A Spend account
  • Active debit card or credit card
  • AND one of the following:
    • Deposit balances >= to $100,0001
    • Combined consumer loan balances>= $25,0003

Diamond
Perks, perks and more perks!

  • A Spend account
  • Active debit card or credit card
  • AND one of the following:
    • Deposit balances >= to $200,0001
    • Combined consumer loan balances>= $100,0003
  • 0.20%5 interest rate bonus on savings accounts
  • 0.20%5 interest rate bonus on CDs
  • 0.20%5 interest rate bonus on money market accounts
  • No monthly maintenance fee on your checking and savings accounts
  • Four (4) paid NSF fees per year
  • ATM withdrawal fees waived at Non-ABT ATM locations
  • All domestic incoming wire fees waived
  • Up to two (2) foreign incoming wire fees waived per year
  • 0.10% reduction on consumer loan rates (All except mortgage)

Bronze
Spend with no monthly maintenance fees

If you have ...

Your perks are ...

  • No monthly maintenance fee on your checking account

Silver
Spend and Save to pay less

If you have ...

Your perks are ...

Gold
Spend, Save and/or Borrow for more!

If you have ...

  • A Spend account
  • Active debit card or credit card
  • AND one of the following:
    • Deposit balances >= to $25,0001
    • Combined consumer loan balances>= $10,0003
  • OR both of the following:
    • 5 or more ACH transactions (Debit or Credit)4
    • 10 or more debit card transactions (PIN/Sig) per month2

Your perks are ...

Platinum
The perks keep getting better and better!

If you have ...

  • A Spend account
  • Active debit card or credit card
  • AND one of the following:
    • Deposit balances >= to $100,0001
    • Combined consumer loan balances>= $25,0003

Your perks are ...

Diamond
Perks, perks and more perks!

If you have ...

  • A Spend account
  • Active debit card or credit card
  • AND one of the following:
    • Deposit balances >= to $200,0001
    • Combined consumer loan balances>= $100,0003

Your perks are ...

  • 0.20%5 interest rate bonus on savings accounts
  • 0.20%5 interest rate bonus on CDs
  • 0.20%5 interest rate bonus on money market accounts
  • No monthly maintenance fee on your checking and savings accounts
  • Four (4) paid NSF fees per year
  • ATM withdrawal fees waived at Non-ABT ATM locations
  • All domestic incoming wire fees waived
  • Up to two (2) foreign incoming wire fees waived per year
  • 0.10% reduction on consumer loan rates (All except mortgage)

1 Consumer Deposit Balances would include any of the following: Checking Accounts, Savings Accounts, Money Market Accounts, HSAs, CDs, and IRA CDs.

2 10 qualifying debit card transactions must post and settle during the evaluation period. Qualifying transactions include ATM/POS Signature and PIN transactions. See description of benefits evaluation period above.

3 Consumer Loan Balances would include any of the following: Car Loan, Personal Loan, Line of Credit, Home Equity Loan, Home Equity Line of Credit, Mortgages that stay on balance sheet (sold mortgages will not be able to be evaluated for balances).

4 5 ACH transactions must post and settle during the evaluation period. Scheduled payments that have not yet posted do not count toward the required transactions. See description of benefits evaluation period above.

5 A bonus interest rate corresponding to your benefits tier will be added to the base interest rate disclosed on your CD at the time of opening. The bonus interest rate will accrue each day you are enrolled in a benefits tier corresponding to that bonus interest rate. If you no longer meet the qualifications for a benefit tier you qualified for in a previous evaluation period, you will receive the bonus interest rate corresponding to the benefits tier in that evaluation period. You will automatically be placed in the benefits tier you qualify for during the evaluation period. Although the bonus interest rate can vary depending on the benefits tier you qualify for in the evaluation period, your base interest rate will never fall below what is disclosed on your original CD.

Terms & Conditions

Click here for full terms and conditions.

scrolltop

Speaking of perks ...

Our accounts come with hi-tech digital banking tools loaded for convenience and security.

EXPLORE DIGITAL BANKING